Plantersville, TX
Plantersville wildfire risk explained
Plantersville sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 460 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plantersville's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Plantersville's buildings actually sit
USFS classifies 92% of Plantersville's buildings as Direct exposure, higher than its 8% Indirect share and far above its 0% Minimal share — a profile where 423 structures sit close enough to vegetation that lot clearing matters most.
Plantersville against the rest of the country
Plantersville ranks lower within Texas (37th percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Plantersville ranks 8,839 for wildfire risk (1 is highest) and 18,068 by building count (1 is largest). Within Texas alone, it ranks 1,140 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Plantersville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Plantersville (92%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Plantersville's figures come from
Plantersville's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Plantersville's dominant direct exposure actually means, with real examples from across the dataset.