Plantation (Sarasota), FL
How exposed is Plantation (Sarasota) to wildfire?
Plantation (Sarasota) sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,713 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plantation (Sarasota) at the 81st percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
49.2% of Plantation (Sarasota)'s 2,713 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3% Direct and 47.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Plantation (Sarasota) compares
Inside Florida, Plantation (Sarasota) sits at just the 58th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Plantation (Sarasota) ranks 5,353 for wildfire risk (1 is highest) and 5,909 by building count (1 is largest). Within Florida alone, it ranks 404 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Plantation (Sarasota) carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Plantation (Sarasota) (49.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,713 counted buildings into the percentiles shown above for Plantation (Sarasota). For more on what indirect exposure implies beyond Plantation (Sarasota), see the exposure-zones guide.