Plantation, KY
Plantation, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Plantation lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 364 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plantation at the 12th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
Most of Plantation's buildings (58.5% of 364) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Plantation against the rest of the country
There's little gap between Plantation's 11th national percentile and its 11th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Plantation ranks 28,205 for wildfire risk (1 is highest) and 19,977 by building count (1 is largest). Within Kentucky alone, it ranks 495 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Plantation's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Plantation
Plantation's 58.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 364 counted buildings into the percentiles shown above for Plantation. For more on what minimal exposure implies beyond Plantation, see the exposure-zones guide.