Plano, TX
Plano, TX's wildfire risk, in USFS's own numbers
USFS scores Plano at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 81,205 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Plano at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Plano rates 98.4% Minimal exposure against just 1.6% Direct and 0% Indirect — of 81,205 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 81,205 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Plano against the rest of the country
Plano ranks lower within Texas (9th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Plano ranks 14,514 for wildfire risk (1 is highest) and 92 by building count (1 is largest). Within Texas alone, it ranks 1,634 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Plano and the insurance market
Plano's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 98.4% of buildings rated Minimal exposure, Plano gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 81,205 counted buildings into the percentiles shown above for Plano. For more on what minimal exposure implies beyond Plano, see the exposure-zones guide.