Plano, IL
Plano, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Plano at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 4,420 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plano's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
86.5% of Plano's 4,420 buildings sit in USFS's Minimal exposure zone, with only 13.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Plano compares
Plano's 48th-percentile standing inside Illinois outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Plano ranks 27,472 for wildfire risk (1 is highest) and 3,863 by building count (1 is largest). Within Illinois alone, it ranks 748 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 13th national percentile, Plano rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 86.5% of buildings rated Minimal exposure, Plano gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Plano's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Plano, see the exposure-zones guide.