Plandome Heights, NY
Plandome Heights, NY's wildfire risk, in USFS's own numbers
Plandome Heights's 362 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plandome Heights's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Plandome Heights's building exposure, zone by zone
USFS classifies 77.6% of Plandome Heights's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Plandome Heights ranks
Compare Plandome Heights's two percentiles: 64th within New York, only 30th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Plandome Heights ranks 22,001 for wildfire risk (1 is highest) and 20,022 by building count (1 is largest). Within New York alone, it ranks 461 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 30th national percentile, Plandome Heights rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Plandome Heights's 77.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Plandome Heights's 22,001-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Plandome Heights, see the exposure-zones guide.