Planada, CA
Planada, CA's wildfire risk, in USFS's own numbers
Planada sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,424 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Planada at the 87th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Planada's buildings actually sit
Most of Planada's buildings (81.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Planada against the rest of the country
Planada's 86th national percentile looks worse in isolation than its 52nd ranking inside California does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Planada ranks 4,404 for wildfire risk (1 is highest) and 9,507 by building count (1 is largest). Within California alone, it ranks 749 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Planada
Planada's 86th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Because 81.7% of Planada's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Planada's figures come from
Every one of the two percentiles behind Planada's 4,404-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Planada's dominant indirect exposure actually means, with real examples from across the dataset.