Plainview, TN
Plainview wildfire risk explained
USFS scores Plainview at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,288 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Plainview at the 85th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Plainview's building exposure, zone by zone
USFS classifies 74.8% of Plainview's buildings as Direct exposure, higher than its 25.2% Indirect share and far above its 0% Minimal share — a profile where 964 structures sit close enough to vegetation that lot clearing matters most.
Where Plainview ranks
Plainview's risk sits at a similar level relative to Tennessee (88th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Plainview ranks 5,995 for wildfire risk (1 is highest) and 10,141 by building count (1 is largest). Within Tennessee alone, it ranks 63 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Plainview
Plainview's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 74.8% of Plainview in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Plainview's figures come from
Plainview's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Plainview's dominant direct exposure actually means, with real examples from across the dataset.