Plainview, MN
Plainview wildfire risk explained
Plainview's 1,671 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Plainview at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Plainview's buildings actually sit
92.5% of Plainview's 1,671 buildings sit in USFS's Minimal exposure zone, with only 7.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Plainview ranks
Plainview's risk sits at a similar level relative to Minnesota (6th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Plainview ranks 30,327 for wildfire risk (1 is highest) and 8,517 by building count (1 is largest). Within Minnesota alone, it ranks 861 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Plainview's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Plainview
With 92.5% of buildings rated Minimal exposure, Plainview gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Plainview's figures come from
Plainview's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Plainview's dominant minimal exposure actually means, with real examples from across the dataset.