Plains, PA
How exposed is Plains to wildfire?
Plains sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,190 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Plains at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Plains's building exposure, zone by zone
Plains rates 98.6% Minimal exposure against just 1.4% Direct and 0% Indirect — of 2,190 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Plains compares
Plains's risk sits at a similar level relative to Pennsylvania (25th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Plains ranks 24,439 for wildfire risk (1 is highest) and 6,961 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,493 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Plains
Plains's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Plains's 98.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Plains's figures come from
The methodology guide shows exactly how USFS turned 2,190 counted buildings into the percentiles shown above for Plains. The exposure-zones guide covers what Plains's dominant minimal exposure actually means, with real examples from across the dataset.