Plain City, UT
Plain City wildfire risk explained
USFS's Wildfire Risk to Communities model puts Plain City at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,413 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plain City at the 68th percentile, close to its 69th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Plain City: 39.9% of its 3,413 buildings, versus 35.8% Indirect and 24.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Plain City compares
Inside Utah, Plain City sits at just the 27th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Plain City ranks 9,816 for wildfire risk (1 is highest) and 4,902 by building count (1 is largest). Within Utah alone, it ranks 237 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Plain City's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Plain City's 39.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Plain City's figures come from
Every one of the two percentiles behind Plain City's 9,816-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Plain City's dominant direct exposure actually means, with real examples from across the dataset.