Placerville, CO
Placerville, CO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Placerville lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 220 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Placerville's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Placerville's building exposure, zone by zone
91.8% of Placerville's 220 buildings sit in USFS's Direct exposure zone, roughly 202 structures close enough to burnable vegetation for flame contact, not just embers — 8.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Placerville ranks
Placerville ranks lower within Colorado (73rd percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Placerville ranks 3,461 for wildfire risk (1 is highest) and 24,112 by building count (1 is largest). Within Colorado alone, it ranks 129 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Placerville
At the 89th percentile nationally, Placerville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Placerville (91.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Placerville's figures come from
Placerville's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Placerville's dominant direct exposure actually means, with real examples from across the dataset.