Pitman, NJ
Pitman, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pitman lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,292 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pitman at the 53rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pitman's buildings actually sit
81.4% of Pitman's 3,292 buildings sit in USFS's Minimal exposure zone, with only 18.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Pitman ranks
There's little gap between Pitman's 52nd national percentile and its 60th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pitman ranks 15,162 for wildfire risk (1 is highest) and 5,060 by building count (1 is largest). Within New Jersey alone, it ranks 282 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Pitman
Pitman's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 81.4% of Pitman outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,292 counted buildings into the percentiles shown above for Pitman. For more on what minimal exposure implies beyond Pitman, see the exposure-zones guide.