Pipestone, MN
How exposed is Pipestone to wildfire?
Pipestone's 2,570 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pipestone's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Pipestone's building exposure, zone by zone
91.3% of Pipestone's 2,570 buildings sit in USFS's Minimal exposure zone, with only 8.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Pipestone ranks
Pipestone's risk sits at a similar level relative to Minnesota (31st percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pipestone ranks 23,292 for wildfire risk (1 is highest) and 6,161 by building count (1 is largest). Within Minnesota alone, it ranks 632 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Pipestone and the insurance market
Pipestone's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Pipestone
Pipestone's 91.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Pipestone's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Pipestone, see the exposure-zones guide.