Piperton, TN
Piperton wildfire risk explained
Out of every US place USFS scores, Piperton lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,474 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Piperton at the 77th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 85.6% of Piperton's buildings as Direct exposure, higher than its 14.4% Indirect share and far above its 0% Minimal share — a profile where 1,262 structures sit close enough to vegetation that lot clearing matters most.
How Piperton compares
There's little gap between Piperton's 74th national percentile and its 75th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Piperton ranks 8,109 for wildfire risk (1 is highest) and 9,292 by building count (1 is largest). Within Tennessee alone, it ranks 124 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Piperton
At the 74th percentile nationally, Piperton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Piperton (85.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Piperton's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Piperton, see the exposure-zones guide.