Pioneer, OH
Pioneer wildfire risk explained
Out of every US place USFS scores, Pioneer lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 858 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pioneer at the 4th percentile, close to its 4th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 83.1% of Pioneer's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Pioneer against the rest of the country
Compare Pioneer's two percentiles: 21st within Ohio, only 4th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Pioneer ranks 30,272 for wildfire risk (1 is highest) and 13,104 by building count (1 is largest). Within Ohio alone, it ranks 999 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Pioneer
At the 4th national percentile, Pioneer rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Pioneer's 83.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Pioneer's figures come from
The methodology guide shows exactly how USFS turned 858 counted buildings into the percentiles shown above for Pioneer. The exposure-zones guide covers what Pioneer's dominant minimal exposure actually means, with real examples from across the dataset.