Pinion Pines, AZ
Pinion Pines, AZ's wildfire risk, in USFS's own numbers
USFS scores Pinion Pines at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 173 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pinion Pines's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Pinion Pines's buildings actually sit
100% of Pinion Pines's 173 buildings sit in USFS's Direct exposure zone, roughly 173 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Pinion Pines against the rest of the country
Pinion Pines's risk sits at a similar level relative to Arizona (84th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pinion Pines ranks 902 for wildfire risk (1 is highest) and 25,882 by building count (1 is largest). Within Arizona alone, it ranks 73 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Pinion Pines's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Pinion Pines's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Pinion Pines's 902-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pinion Pines, see the exposure-zones guide.