Piney, OK
Piney, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Piney at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 124 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Piney at the 95th percentile, close to its 93rd-percentile risk score.
Piney's building exposure, zone by zone
124 buildings are counted in Piney, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Piney compares
Inside Oklahoma, Piney sits at just the 64th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Piney ranks 2,273 for wildfire risk (1 is highest) and 28,000 by building count (1 is largest). Within Oklahoma alone, it ranks 306 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Piney carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Piney
Piney's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Piney's figures come from
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Piney. The exposure-zones guide covers what Piney's dominant direct exposure actually means, with real examples from across the dataset.