Pineville, KY
How exposed is Pineville to wildfire?
Out of every US place USFS scores, Pineville lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 744 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pineville's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Pineville's building exposure, zone by zone
Most of Pineville's buildings (76.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Pineville ranks
There's little gap between Pineville's 90th national percentile and its 90th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pineville ranks 3,310 for wildfire risk (1 is highest) and 14,183 by building count (1 is largest). Within Kentucky alone, it ranks 57 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Pineville's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Pineville
With ember exposure the dominant pattern in Pineville (76.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Pineville's 3,310-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pineville, see the exposure-zones guide.