Pinetop Country Club, AZ
How exposed is Pinetop Country Club to wildfire?
Pinetop Country Club's 3,463 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pinetop Country Club at the 98th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pinetop Country Club's building exposure, zone by zone
80.6% of Pinetop Country Club's 3,463 buildings sit in USFS's Direct exposure zone, roughly 2,790 structures close enough to burnable vegetation for flame contact, not just embers — 19.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Pinetop Country Club against the rest of the country
Pinetop Country Club scores 98th nationally and 91st within Arizona — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pinetop Country Club ranks 491 for wildfire risk (1 is highest) and 4,824 by building count (1 is largest). Within Arizona alone, it ranks 40 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Pinetop Country Club and the insurance market
Pinetop Country Club's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Pinetop Country Club
With 80.6% of Pinetop Country Club in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Pinetop Country Club's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pinetop Country Club, see the exposure-zones guide.