Pinesburg, MD
How exposed is Pinesburg to wildfire?
Out of every US place USFS scores, Pinesburg lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 293 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pinesburg at the 38th percentile, close to its 37th-percentile risk score.
Where Pinesburg's buildings actually sit
Direct exposure dominates in Pinesburg: 99.7% of its 293 buildings, versus 0.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Pinesburg against the rest of the country
Compare Pinesburg's two percentiles: 56th within Maryland, only 37th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Pinesburg ranks 19,945 for wildfire risk (1 is highest) and 21,820 by building count (1 is largest). Within Maryland alone, it ranks 235 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Pinesburg's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Pinesburg's 99.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 293 counted buildings into the percentiles shown above for Pinesburg. For more on what direct exposure implies beyond Pinesburg, see the exposure-zones guide.