Pinehurst (Montgomery), TX
Pinehurst (Montgomery), TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pinehurst (Montgomery) at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,652 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pinehurst (Montgomery) at the 62nd percentile, close to its 61st-percentile risk score.
Where Pinehurst (Montgomery)'s buildings actually sit
56.6% of Pinehurst (Montgomery)'s 2,652 buildings sit in USFS's Direct exposure zone, roughly 1,502 structures close enough to burnable vegetation for flame contact, not just embers — 43.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pinehurst (Montgomery) ranks
Inside Texas, Pinehurst (Montgomery) sits at just the 15th percentile even though it scores 61st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pinehurst (Montgomery) ranks 12,340 for wildfire risk (1 is highest) and 6,017 by building count (1 is largest). Within Texas alone, it ranks 1,522 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Pinehurst (Montgomery)
Pinehurst (Montgomery)'s high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Pinehurst (Montgomery) (56.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,652 counted buildings into the percentiles shown above for Pinehurst (Montgomery). For more on what direct exposure implies beyond Pinehurst (Montgomery), see the exposure-zones guide.