Pinehaven, NM
Pinehaven wildfire risk explained
Out of every US place USFS scores, Pinehaven lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 179 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pinehaven at the 63rd national percentile — 11 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of Pinehaven's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 179 structures sit close enough to vegetation that lot clearing matters most.
How Pinehaven compares
Inside New Mexico, Pinehaven sits at just the 46th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pinehaven ranks 8,070 for wildfire risk (1 is highest) and 25,682 by building count (1 is largest). Within New Mexico alone, it ranks 268 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Pinehaven and the insurance market
Pinehaven's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pinehaven (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pinehaven's figures come from
The methodology guide shows exactly how USFS turned 179 counted buildings into the percentiles shown above for Pinehaven. The exposure-zones guide covers what Pinehaven's dominant direct exposure actually means, with real examples from across the dataset.