Pinecroft, PA
Pinecroft, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pinecroft lands at the 45th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 142 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pinecroft at the 44th percentile, close to its 45th-percentile risk score.
Where Pinecroft's buildings actually sit
Most of Pinecroft's buildings (55.6% of 142) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Pinecroft against the rest of the country
Pinecroft's 72nd-percentile standing inside Pennsylvania outpaces its 45th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pinecroft ranks 17,467 for wildfire risk (1 is highest) and 27,221 by building count (1 is largest). Within Pennsylvania alone, it ranks 564 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 45th national percentile, Pinecroft rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 55.6% of Pinecroft outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Pinecroft's figures come from
Pinecroft's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pinecroft's dominant minimal exposure actually means, with real examples from across the dataset.