Pinecrest, FL
Pinecrest wildfire risk explained
USFS scores Pinecrest at the 73rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 6,718 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pinecrest at the 77th percentile, close to its 73rd-percentile risk score.
Where Pinecrest's buildings actually sit
69.3% of Pinecrest's 6,718 buildings sit in USFS's Minimal exposure zone, with only 30.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,718 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Pinecrest ranks
Inside Florida, Pinecrest sits at just the 33rd percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pinecrest ranks 8,503 for wildfire risk (1 is highest) and 2,578 by building count (1 is largest). Within Florida alone, it ranks 645 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Pinecrest
Pinecrest's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Pinecrest's 69.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Pinecrest's figures come from
Pinecrest's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pinecrest's dominant minimal exposure actually means, with real examples from across the dataset.