Pinebrook, TX
Pinebrook, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pinebrook at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 286 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pinebrook at the 72nd percentile, close to its 72nd-percentile risk score.
Pinebrook's building exposure, zone by zone
100% of Pinebrook's 286 buildings sit in USFS's Direct exposure zone, roughly 286 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pinebrook ranks
Inside Texas, Pinebrook sits at just the 36th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pinebrook ranks 8,872 for wildfire risk (1 is highest) and 22,022 by building count (1 is largest). Within Texas alone, it ranks 1,147 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Pinebrook and the insurance market
Pinebrook's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Pinebrook
Because Direct exposure dominates in Pinebrook (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pinebrook's figures come from
Pinebrook's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pinebrook's dominant direct exposure actually means, with real examples from across the dataset.