Pine Village, IN
Pine Village wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pine Village at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pine Village at the 6th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
Only 16.5% of Pine Village's 176 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Pine Village against the rest of the country
Within Indiana, Pine Village ranks higher (43rd percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Pine Village ranks 29,528 for wildfire risk (1 is highest) and 25,778 by building count (1 is largest). Within Indiana alone, it ranks 549 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Pine Village and the insurance market
Pine Village's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 83.5% of buildings rated Minimal exposure, Pine Village gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Pine Village's figures come from
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Pine Village. The exposure-zones guide covers what Pine Village's dominant minimal exposure actually means, with real examples from across the dataset.