Pine Valley, UT
Pine Valley wildfire risk explained
Pine Valley's 587 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Valley's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
What "at risk" means for the buildings here
Of Pine Valley's 587 counted buildings, 91.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Pine Valley compares
Pine Valley scores 99th nationally and 99th within Utah — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pine Valley ranks 204 for wildfire risk (1 is highest) and 16,014 by building count (1 is largest). Within Utah alone, it ranks 6 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Pine Valley and the insurance market
At the 99th percentile nationally, Pine Valley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Pine Valley's 91.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Pine Valley's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pine Valley, see the exposure-zones guide.