Pine Springs, MN
How exposed is Pine Springs to wildfire?
Pine Springs's 185 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Springs's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Pine Springs's building exposure, zone by zone
USFS classifies 93% of Pine Springs's buildings as Direct exposure, higher than its 0% Indirect share and far above its 7% Minimal share — a profile where 172 structures sit close enough to vegetation that lot clearing matters most.
Pine Springs against the rest of the country
Pine Springs scores 40th nationally and 54th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pine Springs ranks 18,907 for wildfire risk (1 is highest) and 25,421 by building count (1 is largest). Within Minnesota alone, it ranks 419 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Pine Springs
Pine Springs's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pine Springs (93%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pine Springs's figures come from
The methodology guide shows exactly how USFS turned 185 counted buildings into the percentiles shown above for Pine Springs. The exposure-zones guide covers what Pine Springs's dominant direct exposure actually means, with real examples from across the dataset.