Pine Ridge (Collier), FL
Pine Ridge (Collier) wildfire risk explained
USFS scores Pine Ridge (Collier) at the 73rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 977 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Ridge (Collier) at the 77th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pine Ridge (Collier)'s buildings actually sit
Pine Ridge (Collier) rates 64.9% Minimal exposure against just 35.1% Direct and 0% Indirect — of 977 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Pine Ridge (Collier) against the rest of the country
Inside Florida, Pine Ridge (Collier) sits at just the 31st percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pine Ridge (Collier) ranks 8,657 for wildfire risk (1 is highest) and 12,090 by building count (1 is largest). Within Florida alone, it ranks 658 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Pine Ridge (Collier)
At the 73rd percentile nationally, Pine Ridge (Collier) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Pine Ridge (Collier)'s 64.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Pine Ridge (Collier)'s figures come from
Every one of the two percentiles behind Pine Ridge (Collier)'s 8,657-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pine Ridge (Collier)'s dominant minimal exposure actually means, with real examples from across the dataset.