Pine Point, MN
How exposed is Pine Point to wildfire?
USFS scores Pine Point at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 161 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Point's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Pine Point's buildings actually sit
Direct exposure dominates in Pine Point: 92.6% of its 161 buildings, versus 7.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Pine Point compares
Within Minnesota, Pine Point ranks higher (85th percentile) than it does nationally (59th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Pine Point ranks 13,018 for wildfire risk (1 is highest) and 26,388 by building count (1 is largest). Within Minnesota alone, it ranks 139 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Pine Point
At the 59th national percentile, Pine Point rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Pine Point's 92.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Pine Point's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pine Point, see the exposure-zones guide.