Pine Mountain, GA
Pine Mountain wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pine Mountain at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 956 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Mountain at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pine Mountain's buildings actually sit
62.2% of Pine Mountain's 956 buildings sit in USFS's Direct exposure zone, roughly 595 structures close enough to burnable vegetation for flame contact, not just embers — 37.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pine Mountain ranks
There's little gap between Pine Mountain's 75th national percentile and its 81st percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pine Mountain ranks 7,939 for wildfire risk (1 is highest) and 12,261 by building count (1 is largest). Within Georgia alone, it ranks 128 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Pine Mountain and the insurance market
Pine Mountain's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Pine Mountain (62.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pine Mountain's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pine Mountain, see the exposure-zones guide.