Pine Manor, FL
Pine Manor, FL's wildfire risk, in USFS's own numbers
Pine Manor sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 848 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Manor at the 62nd national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Pine Manor's building exposure, zone by zone
Most of Pine Manor's buildings (92.5% of 848) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Pine Manor against the rest of the country
Pine Manor's 58th national percentile looks worse in isolation than its 11th ranking inside Florida does — this place is on the milder end for its own state, by 47 points. Among the 31,521 US communities USFS scores, Pine Manor ranks 13,357 for wildfire risk (1 is highest) and 13,177 by building count (1 is largest). Within Florida alone, it ranks 852 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Pine Manor
At the 58th national percentile, Pine Manor rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.5% of Pine Manor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 848 counted buildings into the percentiles shown above for Pine Manor. For more on what minimal exposure implies beyond Pine Manor, see the exposure-zones guide.