Pine Level, AL
Pine Level wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pine Level at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,490 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pine Level at the 64th percentile, close to its 63rd-percentile risk score.
Pine Level's building exposure, zone by zone
Direct exposure dominates in Pine Level: 90% of its 2,490 buildings, versus 10% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Pine Level ranks
Pine Level ranks lower within Alabama (32nd percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pine Level ranks 11,585 for wildfire risk (1 is highest) and 6,313 by building count (1 is largest). Within Alabama alone, it ranks 402 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Pine Level and the insurance market
Pine Level's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Pine Level (90%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pine Level's figures come from
Pine Level's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pine Level's dominant direct exposure actually means, with real examples from across the dataset.