Pine Lake, AZ
How exposed is Pine Lake to wildfire?
USFS scores Pine Lake at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 191 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Lake's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Pine Lake's buildings actually sit
191 buildings are counted in Pine Lake, and 95.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Pine Lake compares
There's little gap between Pine Lake's 98th national percentile and its 90th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pine Lake ranks 555 for wildfire risk (1 is highest) and 25,182 by building count (1 is largest). Within Arizona alone, it ranks 48 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Pine Lake
Pine Lake's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Pine Lake
With 95.8% of Pine Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Pine Lake's figures come from
Every one of the two percentiles behind Pine Lake's 555-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pine Lake's dominant direct exposure actually means, with real examples from across the dataset.