Pine Island, FL
Pine Island, FL's wildfire risk, in USFS's own numbers
USFS scores Pine Island at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 70 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Island at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Pine Island's buildings actually sit
58.6% of Pine Island's 70 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 4.3% Direct and 37.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Pine Island ranks
There's little gap between Pine Island's 98th national percentile and its 98th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pine Island ranks 782 for wildfire risk (1 is highest) and 30,271 by building count (1 is largest). Within Florida alone, it ranks 24 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Pine Island
At the 98th percentile nationally, Pine Island carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Pine Island (58.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Pine Island's 782-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pine Island, see the exposure-zones guide.