Pine Island Center, FL
Pine Island Center, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pine Island Center at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,311 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Island Center at the 91st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,311 buildings are counted in Pine Island Center, and 55.1% of them are Indirect exposure — ember-driven risk rather than the 44.6% in Direct exposure or the 0.3% rated Minimal.
How Pine Island Center compares
Pine Island Center scores 91st nationally and 83rd within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pine Island Center ranks 2,863 for wildfire risk (1 is highest) and 10,015 by building count (1 is largest). Within Florida alone, it ranks 161 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Pine Island Center and the insurance market
Pine Island Center's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 55.1% of Pine Island Center's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Pine Island Center's figures come from
The methodology guide shows exactly how USFS turned 1,311 counted buildings into the percentiles shown above for Pine Island Center. The exposure-zones guide covers what Pine Island Center's dominant indirect exposure actually means, with real examples from across the dataset.