Pine Hills, FL
How exposed is Pine Hills to wildfire?
USFS's Wildfire Risk to Communities model puts Pine Hills at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 18,550 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Hills's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Where Pine Hills's buildings actually sit
Pine Hills rates 87.3% Minimal exposure against just 12.7% Direct and 0% Indirect — of 18,550 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 18,550 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Pine Hills ranks
Pine Hills ranks lower within Florida (31st percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pine Hills ranks 8,755 for wildfire risk (1 is highest) and 769 by building count (1 is largest). Within Florida alone, it ranks 659 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Pine Hills and the insurance market
Pine Hills's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 87.3% of buildings rated Minimal exposure, Pine Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Pine Hills's figures come from
Every one of the two percentiles behind Pine Hills's 8,755-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pine Hills's dominant minimal exposure actually means, with real examples from across the dataset.