Pine Hills, CA
How exposed is Pine Hills to wildfire?
Pine Hills sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,611 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Hills's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
1,611 buildings are counted in Pine Hills, and 55.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Pine Hills compares
Inside California, Pine Hills sits at just the 9th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pine Hills ranks 16,441 for wildfire risk (1 is highest) and 8,724 by building count (1 is largest). Within California alone, it ranks 1,425 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Pine Hills and the insurance market
Pine Hills's 48th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Pine Hills's 55.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,611 counted buildings into the percentiles shown above for Pine Hills. For more on what direct exposure implies beyond Pine Hills, see the exposure-zones guide.