Pine Hill, NY
How exposed is Pine Hill to wildfire?
Pine Hill sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 265 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Hill at the 29th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pine Hill's buildings actually sit
95.9% of Pine Hill's 265 buildings sit in USFS's Direct exposure zone, roughly 254 structures close enough to burnable vegetation for flame contact, not just embers — 4.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Pine Hill against the rest of the country
Compare Pine Hill's two percentiles: 59th within New York, only 28th nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Pine Hill ranks 22,608 for wildfire risk (1 is highest) and 22,672 by building count (1 is largest). Within New York alone, it ranks 528 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Pine Hill
Pine Hill's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Pine Hill's 95.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 265 counted buildings into the percentiles shown above for Pine Hill. For more on what direct exposure implies beyond Pine Hill, see the exposure-zones guide.