Pine Hill, NJ
Pine Hill, NJ's wildfire risk, in USFS's own numbers
USFS scores Pine Hill at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,826 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Hill's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Where Pine Hill's buildings actually sit
USFS puts 62.8% of Pine Hill's 2,826 buildings in the Indirect exposure zone, versus 37.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Pine Hill against the rest of the country
There's little gap between Pine Hill's 59th national percentile and its 68th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pine Hill ranks 13,054 for wildfire risk (1 is highest) and 5,709 by building count (1 is largest). Within New Jersey alone, it ranks 228 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Pine Hill
Pine Hill's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Pine Hill (62.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Pine Hill's 13,054-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pine Hill, see the exposure-zones guide.