Pine Grove, PA
Pine Grove wildfire risk explained
Pine Grove's 881 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pine Grove at the 40th percentile, close to its 39th-percentile risk score.
Pine Grove's building exposure, zone by zone
881 buildings are counted in Pine Grove, and 78.4% of them are Indirect exposure — ember-driven risk rather than the 21.6% in Direct exposure or the 0% rated Minimal.
How Pine Grove compares
Pine Grove's 61st-percentile standing inside Pennsylvania outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pine Grove ranks 19,107 for wildfire risk (1 is highest) and 12,904 by building count (1 is largest). Within Pennsylvania alone, it ranks 775 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 39th national percentile, Pine Grove rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Pine Grove (78.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Pine Grove's figures come from
Pine Grove's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pine Grove's dominant indirect exposure actually means, with real examples from across the dataset.