Pine Grove Mills, PA
Pine Grove Mills wildfire risk explained
Pine Grove Mills sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 768 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pine Grove Mills at the 53rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pine Grove Mills's building exposure, zone by zone
Of Pine Grove Mills's 768 counted buildings, 57.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Pine Grove Mills against the rest of the country
Compare Pine Grove Mills's two percentiles: 92nd within Pennsylvania, only 56th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Pine Grove Mills ranks 13,819 for wildfire risk (1 is highest) and 13,937 by building count (1 is largest). Within Pennsylvania alone, it ranks 158 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Pine Grove Mills's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Pine Grove Mills
Pine Grove Mills's 57.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pine Grove Mills's figures come from
The methodology guide shows exactly how USFS turned 768 counted buildings into the percentiles shown above for Pine Grove Mills. The exposure-zones guide covers what Pine Grove Mills's dominant direct exposure actually means, with real examples from across the dataset.