Pine Grove, CA
Pine Grove, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pine Grove lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,881 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Grove's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Pine Grove's building exposure, zone by zone
Direct exposure dominates in Pine Grove: 95.7% of its 1,881 buildings, versus 4.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Pine Grove ranks
There's little gap between Pine Grove's 98th national percentile and its 85th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pine Grove ranks 562 for wildfire risk (1 is highest) and 7,820 by building count (1 is largest). Within California alone, it ranks 243 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Pine Grove is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
Pine Grove's 95.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pine Grove's figures come from
Pine Grove's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pine Grove's dominant direct exposure actually means, with real examples from across the dataset.