Pine Forest, TX
Pine Forest wildfire risk explained
Pine Forest sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 415 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pine Forest at the 84th percentile, close to its 81st-percentile risk score.
Pine Forest's building exposure, zone by zone
USFS classifies 81.9% of Pine Forest's buildings as Direct exposure, higher than its 18.1% Indirect share and far above its 0% Minimal share — a profile where 340 structures sit close enough to vegetation that lot clearing matters most.
How Pine Forest compares
Inside Texas, Pine Forest sits at just the 63rd percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pine Forest ranks 6,064 for wildfire risk (1 is highest) and 18,937 by building count (1 is largest). Within Texas alone, it ranks 660 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Pine Forest and the insurance market
Pine Forest's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Pine Forest
With 81.9% of Pine Forest in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Pine Forest's figures come from
Every one of the two percentiles behind Pine Forest's 6,064-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pine Forest's dominant direct exposure actually means, with real examples from across the dataset.