Pine Flat, CA
Pine Flat, CA's wildfire risk, in USFS's own numbers
Pine Flat sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 309 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Flat's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
What "at risk" means for the buildings here
100% of Pine Flat's 309 buildings sit in USFS's Direct exposure zone, roughly 309 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pine Flat ranks
Pine Flat scores 99th nationally and 91st within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pine Flat ranks 278 for wildfire risk (1 is highest) and 21,384 by building count (1 is largest). Within California alone, it ranks 153 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Pine Flat
Pine Flat sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Pine Flat's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With 100% of Pine Flat in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pine Flat's 278-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pine Flat, see the exposure-zones guide.