Pine Crest, TN
Pine Crest wildfire risk explained
Pine Crest's 1,133 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Crest's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Pine Crest's buildings actually sit
Of Pine Crest's 1,133 counted buildings, 73.8% carry Direct exposure and only 3.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Pine Crest against the rest of the country
Pine Crest's risk sits at a similar level relative to Tennessee (61st percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pine Crest ranks 10,257 for wildfire risk (1 is highest) and 11,064 by building count (1 is largest). Within Tennessee alone, it ranks 197 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Pine Crest
Pine Crest's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 73.8% of Pine Crest in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Pine Crest's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pine Crest, see the exposure-zones guide.