Pine Bluff, AR
How exposed is Pine Bluff to wildfire?
USFS's Wildfire Risk to Communities model puts Pine Bluff at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 19,419 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pine Bluff's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
Where Pine Bluff's buildings actually sit
USFS classifies 57% of Pine Bluff's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.3% Direct and 30.7% Indirect — a landscape-level risk rather than a building-by-building one. At 19,419 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Pine Bluff against the rest of the country
Inside Arkansas, Pine Bluff sits at just the 24th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pine Bluff ranks 16,535 for wildfire risk (1 is highest) and 732 by building count (1 is largest). Within Arkansas alone, it ranks 470 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Pine Bluff's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Pine Bluff
Even with 57% of Pine Bluff outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Pine Bluff's figures come from
Pine Bluff's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pine Bluff's dominant minimal exposure actually means, with real examples from across the dataset.