Pine Apple, AL
How exposed is Pine Apple to wildfire?
Pine Apple's 203 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pine Apple at the 62nd percentile, close to its 61st-percentile risk score.
Where Pine Apple's buildings actually sit
100% of Pine Apple's 203 buildings sit in USFS's Direct exposure zone, roughly 203 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Pine Apple compares
Inside Alabama, Pine Apple sits at just the 28th percentile even though it scores 61st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pine Apple ranks 12,311 for wildfire risk (1 is highest) and 24,714 by building count (1 is largest). Within Alabama alone, it ranks 427 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Pine Apple and the insurance market
Pine Apple's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Pine Apple in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Pine Apple's figures come from
The methodology guide shows exactly how USFS turned 203 counted buildings into the percentiles shown above for Pine Apple. The exposure-zones guide covers what Pine Apple's dominant direct exposure actually means, with real examples from across the dataset.