Pinckard, AL
How exposed is Pinckard to wildfire?
Pinckard's 526 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pinckard at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Pinckard's building exposure, zone by zone
USFS classifies 73.8% of Pinckard's buildings as Direct exposure, higher than its 26.2% Indirect share and far above its 0% Minimal share — a profile where 388 structures sit close enough to vegetation that lot clearing matters most.
Where Pinckard ranks
Pinckard ranks lower within Alabama (9th percentile statewide) than its 53rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pinckard ranks 14,675 for wildfire risk (1 is highest) and 16,918 by building count (1 is largest). Within Alabama alone, it ranks 537 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Pinckard's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Pinckard (73.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 526 counted buildings into the percentiles shown above for Pinckard. For more on what direct exposure implies beyond Pinckard, see the exposure-zones guide.